Two people from different generations discuss society's changing attitudes to money.
The series takes a look at how our relationship with money has changed in the last 50 years.
The series covers the lifespan from our earliest encounters with pocket money, to our views on money as we face retirement.
With ever more complicated ways of managing money and shifting attitudes, what changes have been seen in our society over the last 50 years?
John Luff is in his 50s and has just taken early retirement from BT and is now running a consultancy business.
He is able to retire fully, and his plans for retirement revolve around travel and leisure.
His mother Rose is in her late 80s and has relied on her husband's pension from the post office which has been tough.
A new retirement village concept has enabled her to part-buy a flat and live in a community which offers 5 star facilities including shops, hairdressers, restaurant, and a gym.
They compare their experiences.
Producer: Laura Parfitt
A Juniper Production for BBC Radio 4.
Mother and son Rose and John Luff compare their contrasting experiences of retirement.