With her credit cards maxed out, and her mortgage seriously in arrears, Madelaine gets her first call from Barry the Bailiff.
Madelaine is in arrears and rapidly finding out that true friends are few and far between.
But at least she has Barry - Barry her Bailiff.
Madelaine's creditors threaten court and immediate repossession.
Barry the Bailiff is being supportive, but even he is losing patience with the genteel 'self-employed'.
As agreed with Barry the Bailiff, Madelaine's flat has been put on the market.
But then she discovers a terminal crack and subsidence.
Madelaine has found a job and the wolves are temporarily at bay.
But then her relationship with Barry the Bailiff takes an unexpected turn.